Salary earners in either private or public sectors, and business owners who must have been active in business for a minimum of three (3) years.
Our minimum loan amount is N10,000. This depends on your capacity to repay based on verifiable income level, your remaining active employment duration (for salary earners) and/or your business viability and cashflows, among other criteria.
The maximum amount of loan you can access is N3,000,000. This depends on your capacity to repay based on verifiable income level, your remaining active employment duration (for salary earners) and/or your business viability and cashflows, among other criteria.
Yes, we subject your application to credit check before final approval and fund processing.
We do not have a fixed or permanent interest rate. The interest rate depends on a series of factors such as the loan amount, the payback period, current salary (for salary earners), etc. Be rest assured that the interest rate on your loan will be stated clearly when you are offered the loan.
We do not have hidden charges.
Our minimum loan tenure is 3 months and the maximum loan tenure is 12 months.
Yes, you can, but you can only do that through a “Loan Top-up”.
No, your repayment date cannot be postponed once your loan has been disbursed, after agreeing to the terms and conditions attached.
Animvest loans are currently available only in the northern and South-western regions of Nigeria.
No, you cannot. You can only have one loan facility running at a Rme. Although, you can apply for “Loan Top-up”. .
You are only eligible for “Loan Top-up” only aler 50% repayment of your exisRng loan.
Please click “Our Services” to learn more about what you require for the two loan packages we have..
Your BVN is required to make a verification check and to confirm your credit worthiness. It is also one of the processes for KYC.
Your BVN-linked phone number is required to apply for any of our loan facility. You may have to visit your bank to link your BVN to your phone number to enable you access our financial instruments.
If you do not pay off your loan on the due date, you will be charged a late fee and we may initiate a process to recover the loan. If you skip repayment entirely, you may be blacklisted and it could be very hard for you to get a loan in the nearest future..
As soon as you complete the initial application, you would get an email from our team, informing you of the next steps.
Yes, you can and you can also liquidate your existing loan at any time.
