The Personal Data that we collect

To the fullest extent permitted by applicable law, in no event will Fast Credit Limited , its affiliates, directors, officers, employees, agents, suppliers or licensors be liable to any person for any indirect, incidental, special, punitive, cover or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use of content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if the liable party has been advised as to the possibility of such damages or could have foreseen such damages. To the maximum extent permitted by applicable law, the aggregate liability of the Operator and its affiliates, officers, employees, agents, suppliers and licensors relating to the services will be limited to an amount no greater than one naira or any amounts actually paid in cash by you to the Operator for the prior one month period prior to the first event or occurrence giving rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or fails of its essential purpose.

What Purpose Do We Use Your Personal Data?

We may process your Personal Data to communicate with you (including sending marketing or promotional materials to you), provide you with further information about our products and how we can serve you better, respond to your purchase orders or requests; process your application for employment with Anim Investment and Management Limited or to fulfil our contractual obligations with you. We may also process your Personal Data to comply with provisions of applicable laws.

What Constitutes your Consent?

Where processing of Personal Data is based on consent, we shall obtain the requisite consent at the time of collection of the Personal Data. In this regard, you consent to the processing of your Personal Data when you access our platforms, or use any of our services, content, features, technologies, forms or functions offered on our website, other digital platforms or via printed formats. You can withdraw your consent at any time but such withdrawal will not affect the lawfulness of processing based on consent given before its withdrawal.

How We Use Your Personal Information

We may use the Personal Information collected from you to:

• Design and improve our products, services and marketing;
• Assess you for products and services and enable us to provide and operate them;
• Manage our business, including our human resources, and comply with our internal policies;
• Exercise our rights under contracts with you, including collecting any amounts due from you;
• Conduct verification or credit checks and reviews on you, obtain or provide credit references or detect fraudulent applications;
• Provide you with marketing information (you may opt-out by clicking the “unsubscribe” button in our emails or by contacting us);
• Comply with compulsory or voluntary requirements that we have such as legal, tax, regulatory, sanctions or market requirements in Nigeria and overseas;
• Comply with requests made by different bodies or authorities such as legal, regulatory, law enforcement, government and tax authorities in Nigeria and overseas;
• Monitor, prevent and detect fraud, enhance our systems’ security, monitor and verify identity or access, and combat spam or other malware or security risks;
• Meet legal requirements, including complying with court orders, valid discovery requests, valid subpoenas, and other appropriate legal mechanisms; and
• Fulfil other purposes disclosed at the time you provide Personal Information or otherwise where we are legally permitted or are required to do so.
• Where we need to process your Personal Information for additional purposes that we have not identified at the time of collection, we will obtain your consent for these additional uses to the extent required by applicable law.

 

Legal Bases For Processing Your Personal Information

We at Anim Investment and Management Limited process your Personal Information in accordance with privacy and data protection laws, and always only where at least one of the following legal bases applies:

• Where you have given us consent to process your Personal Information. Please note that by continuing to use our website, you consent to the processing of your Personal Information in accordance with this Privacy Notice; or
• Where it is necessary to process your Personal Information to perform a contract or provide a Service, which you have requested; or
• Where it is necessary to respond to a lawful request from law enforcement or regulatory authority, body or agency; in the defense of legal claims or in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or violations of any of our website’s terms; or
• Where we have a legitimate interest, for instance, to aid: our auditing, reporting, corporate governance, and internal operations; audits and assessments of our operations, privacy, security and financial controls, risk, and compliance with legal obligations; our general business, accounting, record keeping and legal functions; and any actual or contemplated merger, acquisition, asset sale or transfer, financing, bankruptcy or restructuring of all or part of our business; or
• Where it is necessary to protect an interest which is essential for your life, health and bodily safety; or
• Where it is necessary for the performance of a task carried out in the public interest or in order to fulfil a public mandate imposed on us.

 

Security of your Personal Data

To protect your data from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction, we at Anim Investment and Management Limited employ reasonable physical, administrative, and technical measures, including but not limited to: strict implementation of information security policies; use of secured servers and firewalls; and encryption on computing devices. However, note that no data storage system can be guaranteed to be 100 percent secure, and the nature of the Internet and public networks makes it impossible to completely guarantee the security of data transmitted via the Internet, so we encourage you to also employ due diligence and care when providing your Personal Information to us via our Online Channels.

Who Do We Share Your Personal Data With?

We respect your privacy and we limit disclosure of your Personal Data to third parties. We do not sell, give or trade any Personal Data that We obtain from you to any third party for data-mining or marketing purposes. However, we may share your Personal Data with companies within the Anim Investment and Management Limited, service providers engaged by us to provide services to Anim Investment and Management Limited subject to appropriate data security and protection. In addition, we may transfer your Personal Data out of Nigeria in line with the requirements of the Nigeria Data Protection Regulation, 2019. We may also share your information where there is a regulatory or statutory obligation to disclose such Personal Data in accordance with provisions of applicable laws.

 

Changes To Our Privacy Notice

Due to constant changes in technology and regulatory requirements, we may need to change our privacy policies or update this Notice from time to time. You will always be able to find the most recent version of our updated privacy policy on this site.

Transfer accress borders

For operational expediency, we may transmit, store, or process your data to a location outside Nigeria. When we do this, we take all reasonable measures to ensure that such transfers comply with applicable laws. If necessary, we will ask the party to whom we transfer your personal information to agree to our privacy principles, associated policies and practices. Note that we primarily rely on your consent to transfer your data across borders; thus, by using our website or mobile application, you understand and agree that your information may be transferred to and stored on servers located outside Nigeria.

Acceptance of these terms

Due to constant changes in technology and regulatory requirements, we may need to change our privacy policies or update this Notice from time to time. You will always be able to find the most recent version of our updated privacy policy on this site.

General Information

Please note that products and services from Anim Investment and Management Limited are not intended for children under the age of 18. If we learn that information has been submitted, or that we have collected Personal Information, from a person under the age of 18, we will take immediate steps to delete such information. However, we may collect or process Personal Information of any child, where permitted by law. For instance, we may collect Personal Information about a child from a parent or guardian directly, and usually with the child’s explicit consent. If you believe that we are collecting or processing a child’s information inappropriately, please contact us immediately via info@animvest.com. For your convenience and information, please note that our website may contain links to other third-party websites or applications that are not owned or controlled by Anim Investment and Management Limited. As these platforms operate independently from Anim Investment and Management Limited, we advise that you review the privacy notices of these third parties before submitting your information or data, as our Privacy Notice will not cover your interactions with these platforms who may have a different approach to data protection. This Privacy Notice does not cover job applicants and candidates who apply for employment at Anim Investment and Management Limited, or to employees and non-employee workers, whose Personal Information is subject to different privacy notices which are provided to such individuals in the context of their employment or working relationship with us.

Contact & Communication

For additional details regarding this Notice or to reach out to Anim Investment and Management Limited, please contact us at info@animvest.com.